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Are you insured, or do you just have insurance? I work with the nation's top carriers to build coverage that actually protects the people and things you care about most.
What I do
As an independent agent and realtor, I'm not tied to a single carrier or broker, so I shop the market and match you with the right policy, property, or plan at the right price.
Coverage that keeps up with your life, your family, and every mile you drive.
Protect your biggest investment with policies tailored to your property and needs.
From general liability to workers' comp, with coverage built for how you actually operate.
Peace of mind for the people who depend on you, at a price that fits your plan.
Individual, family, and Medicare plans that fit your budget and your doctors.
Financing help for buying, refinancing, or investing, and I'll walk you through every step.
Clean books and accurate returns for individuals, families, and small businesses.
A clear plan to build, repair, and protect your credit so you qualify for what's next.
Full brokerage services and fee-based wealth management: I open and maintain accounts after reviewing your financial profile, trade stocks, bonds, options, mutual funds, and ETFs on your behalf, and provide ongoing portfolio management and financial planning.
Licensed realtor specializing in residential, commercial, retail, and land. I help sellers get top dollar fast, from traditional and distressed sales to probate, divorce, foreclosure, inherited property, tired landlords, and developers. I also work with investors, first-time buyers, move-up and downsizing buyers, relocations, second-home buyers, and LLC, C-Corp, and S-Corp purchasers.
Brand building, content, and paid social that drive business results, not just reach. Web design, SEO, short-form video, email and SMS, automated appointment confirmations, and lead generation across TikTok, YouTube, Facebook, Instagram, X, Snapchat, and Twitch.

Meet your agent
Independent Agent
I built my practice on one idea: insurance should be about people, not policies. When something goes wrong, whether it's a fender-bender, a burst pipe, or a lawsuit against your business, you shouldn't be wrestling with a call center. You should be calling me.
With access to dozens of top-rated carriers, I take the time to understand what you actually own, what you actually do, and where you're actually exposed. Then I build coverage around that, and not the other way around.
Carrier partners
I place coverage with the same trusted names you already know, plus a few specialty markets you probably don't.





























Teaching
Every month I teach real estate classes for the next generation of realtors, covering licensing, contracts, and how to actually build a business once the license is in hand.
Classes are hosted through Moseley Real Estate Schools. You can view my upcoming class dates and register directly on my presenter page.
Schedule my next classMy book
I wrote the playbook I use every day: how a website and a sales funnel work together to turn attention into booked appointments and paying customers. It's a straight to the point read for owners, agents, and creators who want their online presence to actually produce revenue.
Buy the book on AmazonWhy You Need A Website And A Sales Funnel
by James Talburtt
Available now on Amazon in paperback and digital.
Google reviews
Real estate and insurance clients share their experience on Google. Here's a sample, and you can read every review on my Google Business profile.
"James listed our house and had it under contract at top dollar in under two weeks. He stayed on top of every detail through closing."
Google review
Residential seller
"First time buying a home and James made it painless. He explained every document, negotiated hard for us, and never rushed a single question."
Google review
First-time homebuyer
"I own several rentals and James is the realtor I call every time. He knows the numbers, finds cash-flowing deals, and moves fast."
Google review
Investor client
Answer the questions below and I will shop your rate across my carrier network. Virginia drivers only.
This is how your quote will be saved.
Prefer to talk it through? Call or text James at 540-559-7743.
Answer these questions and I will shop your home coverage across my carrier network for the best rate.
Step 1 of 46
Tell me who the policy will be written for.
Prefer to talk it through? Call or text James at 540-559-7743.
A few quick questions about you and your goals, and I will match you with the right life coverage.
Step 1 of 15
Why we ask about your contact information: your name and email allow us to send you information about your quote. This email will also be used for your policy, should you decide to move forward.
Prefer to talk it through? Call or text James at 540-559-7743.
Take this short 45 second quiz to discover your eligibility toward your dream home with confidence.
Step 1 of 11
Enter your contact info so I can send your results and follow up.
Prefer to talk it through? Call or text James at 540-559-7743.
Available every day from August 8, 2026 through January 31, 2027. Pick a date and time and send it over, I will confirm right away.
Get started
Tell me a little about what you need to protect. I'll shop it across my carrier network and come back with real options, usually within one business day.